How to File a Travel Insurance Claim

You took time to prepare for a trip and everybody was excited about it. Unfortunately, somebody feel sick forcing you to cancel the trip. Perhaps, you had already gone on a trip when one of you fell sick and you now have to see a doctor. You might have also missed a connection flight and had to spend a night somewhere. If you have a travel insurance policy, you should file acclaim.

Canceling a trip is frustrating. Nobody wants to have their vacation affected by a major snag. Things will be worse if you don’t know what exactly to do. If you want to make a travel insurance claim, there are things that you should do.

Read Your Travel Insurance Policy

This is the first and most important thing to do. Reading your travel insurance policy will help you know what exactly is covered and what is not. The coverage of every policy comes with limitations. It’s important to read the policy to ensure that the claim that you make is valid. If unsure, seek assistance.

Collect the Necessary Documentation

You need support for your claim. Therefore, collect all necessary documentation. For instance, if you cancelled your trip, get invoices, cancelled check, and credit card statements to show that you paid for the trip. If you cancelled the trip when you or somebody else feel sick, get a statement from your doctor. A letter from your employer or other form of proof will indicate your reason for canceling the trip.

In case of trip interruption, due to baggage or travel delays or even medical expenses, save receipts and use them as a proof of everything you paid.

Call Your Insurer

Let your insurer know that you intend to file a claim. You will be guided on what to do and how to do it. Hopefully, you will plan another trip or reschedule the trip for another date.

Nevertheless, your experience will be better when you have travel insurance than when your trip is cancelled or interrupted and you don’t have a cover.

Important cruise ship secrets for the avid traveler

As a travel option, cruise travel continues to grow globally, with the Caribbean recording the biggest number of industry passenger count. Whatever type of cruise you opt for, whether resort style, leisurely river, boutique-luxury or adventure, you wish to make the most out of your memorable time on board. If you’re planning for the next or first cruise ship travel in the Caribbean, here are some important cruise secrets to help you find the ideal ship and itinerary to match your lifestyle and spending power.

Sign up for cruise lines’ mailing lists

By doing so, you will get weekly, daily or last-ditch cruising deals that might interest you. Most of these deals have a short booking timeline so if you need little notice to take off in a cruise ship, you’re sure to get some fantastic bargains.

Book early in advance

A lot of cruise companies offer bonuses including free flights, onboard credits and pre-paid gratuities when you make advanced bookings. Moreover, you’ll also get the advantage of booking your desired cabin. If you plan to go cruising with your family during the holidays, which are often busiest times, consider making bookings at least six months in advance.

Consider a groupie

Cruise lines offer price cuts, perks or a free cabin when you and your friends and family book several cabins. So if you want to celebrate a special occasion as your engagement, wedding or birthday, why not book a few cabins for your bunch of friends and enjoy the discount?

Stay offline

While internet connection packages are becoming increasingly affordable, it’s still a bit expensive and slower to browse the internet at sea compared to land. Bottom line: Get to the port and find free internet hotspots.

Work out the value of a drinks package

Make sure you only sign up for a drinks package that is of good value based on the number of alcoholic, beverages and soft drinks you’re likely to drink. Bear in mind that a service charge is usually included in every drink you pay money for.

Maximize storage space

Storage space is always at a premium on cruise ships. So besides not packing too many things in the first place, note that you can store your suitcases underneath your bed. Additionally, you can put your dirty laundry in the cases if you don’t like doing laundry on board. You should also make use of the extra space provided by drawers and bedside cupboards. Consider hanging your clothes rather than folding them in drawers which takes up too much space. Some of the things you shouldn’t pack during your cruise ship travel in the Caribbean include an iron board, beach towels, and hairdryers.  

Choose a balcony cabin

While a balcony cabin costs a lot more than an ocean view or inside cabin, it does repay the cost in terms of the quality of life aboard the cruise ship.  You get to enjoy unhindered sea and port views, the comfort of privacy, and fresh air every time you want.

There you have it. Do not travel blindly. Book your luxury cruise ship and enjoy an incredible time with your loved ones.